Not tax advice. Information here is general guidance. Tax laws change. Verify with the IRS or a licensed CPA for your specific situation.

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VPN basics

What is a VPN?

A Virtual Private Network creates an encrypted tunnel between your device and a remote server. Your internet traffic passes through this tunnel, hiding the websites you visit from your ISP and hiding your real IP address from the websites you visit.

What VPNs are good for

What VPNs are NOT good for

Picking the right VPN

If you want streaming primarily

Look for: Netflix unblocking, Disney+, BBC iPlayer in last 30 days of testing. Speed > 500 Mbps.

Top picks: ExpressVPN, NordVPN, Surfshark

If you want privacy primarily

Look for: Audited no-logs, privacy-friendly jurisdiction (Switzerland, Panama, BVI), open-source apps.

Top picks: Mullvad, Proton VPN, NordVPN

If you want budget

Look for: <$3/mo on 2-year plan, no compromises on encryption.

Top picks: Surfshark, PIA, CyberGhost

If you have many devices

Look for: Unlimited or 8+ simultaneous connections.

Top picks: Surfshark, PIA, IPVanish

Glossary